About the 7 Steps to a 720 Credit Score BONUS COURSE

Most people think it takes seven to ten years to improve poor credit. And that’s what most banks and lenders want you to think.

After all, they make more money in the form of high interest payments off borrowers with bad credit scores.

But the truth is: You can have a great credit score (sometimes in under two years), even if you went through a bankruptcy, a foreclosure, and a repossession yesterday.

Even if you have dozens of collection accounts on your credit report.

7 Steps to a 720 Credit Score will show you how!

About 7 Steps to a 720 Credit Score

This bonus self-directed course is available for free to students who have completed Course 2 through Evergreen Financial Counseling.

When will I be enrolled?

You will automatically be enrolled in 7 Steps to a 720 Credit Score 30 days after completing Course #2. Contact us if you do not receive an email invitation within 30 days of completing Course #2.

Why do I have to wait 30 days?

For best results, you should start 7 Steps to a 720 Credit Score as soon as your bankruptcy is discharged (Chapter 7) or confirmed (Chapter 13). Waiting 30 days gives your attorney and the bankruptcy courts time to process your bankruptcy.

In just one or two years, you could have a great credit score and:

  • Qualify for the best credit cards with low interest rates and great rewards.
  • Save thousands of dollars on your car and home loans.
  • Refinance existing debt to lower your monthly payments.
  • Never again feel worried and ashamed when lenders, landlords, or employees pull your credit report.

Bite-Sized Lessons

7 Steps to a 720 Credit Score program consists of a handful of instructional videos that are available through our secure credit portal. The tutorials are ten to fifteen minutes long, and you’ll spend about ten more minutes implementing the simple steps for raising your credit score.

Action Guides

Our videos are accompanied by short, easy-to-follow action guides that are just a couple of pages long. Our action guides are packed with powerful information, like a 153-word letter that you can use to help your score jump 20 to 40 points.

What Will a Higher Credit Score Do for You?

So far, my a car, and I got three credit cards!

Barbara Bonney
Troy, MO

So far, s; I purchased a car, and I got three credid at least 100 points; I purchased

Barbara Bonney
Troy, MO

So far, my a car, and I got three credit cards!

Barbara Bonney
Troy, MO

So far, s; I purchased a car, and I got three credid at least 100 points; I purchased

Barbara Bonney
Troy, MO

So far, my a car, and I got three credit cards!

Barbara Bonney
Troy, MO

So far, s; I purchased a car, and I got three credid at least 100 points; I purchased

Barbara Bonney
Troy, MO

I didn’t know anything about the credit system, but when I filed my third bankruptcy, my attorney made me join this program. Now, my credit score is right around 720, and I no longer feel helpless and ashamed. I encourage anybody who has had a history of problems with their money to GET EDUCATED!

Barbara Bonney
Troy, MO

With a credit score of 780 just five years after my bankruptcy, I closed on my first home: A three-bedroom rambler on seven acres with enough room for my dog and my horse. It’s an amazing feeling, and something I thought would never happen, but it did. It never would have happened without the help of the 720 credit score program.

Barbara Bonney
Troy, MO

Frequently Asked Questions

Our videos are accompanied by short, easy-to-follow action guides that are just a couple of pages long. Our action guides are packed with powerful information, like a 153-word letter that you can use to help your score jump 20 to 40 points.

If you are enrolled through the Credit Rebuilder Program, your class will start immediately. Otherwise, you will be invited to enroll in your free education class, 7 Steps to a 720 Credit Score, 30 days after you have completed the second course through Evergreen Financial Counseling. Be on the lookout for an email from Evergreen with your login information. This email will direct you to a portal that contains all the lessons you need to raise your credit score to 720

Watch the first three videos of the sequence, which are the most important. And remember, you can always upgrade to the Credit Rebuilder Program, and we will do the work for you.
Upgrade to the Credit Rebuilder Program

Absolutely. Feel free to share your membership with your family.

Not much. Each video is about 3-8 minutes long. If you do nothing but watch the Welcome Video and implement the action items from the first three videos of the regular series, your credit score will start to increase, and in 12 to 24 months, you will have a 720 credit score (assuming your credit is currently very poor).
Watching the videos and completing the action items from these three videos will take about one hour.

Credit repair programs charge between $89-$119 per month for their service, which don’t always work. Many of them dispute accurate information and try to game the system, which is illegal and unethical.
7 Steps is credit education that explains how the system works, and how you can earn a great credit score. If you follow the techniques we teach, your credit score will go up every time.

Absolutely! This system was designed for people with bankruptcy, foreclosure, or other financial problems. A bankruptcy stays on your credit report for ten years, but keep in mind that a credit report and a credit score are not the same things. By going through our program, you will learn how to rebuild your credit score to 720 in as little as 12 to 24 months.

No! Save your money. We prefer that you don’t pull your credit report or buy your credit score until our program directs you to do so. We do not want you to make the mistake of pulling your information from the wrong place. The program will teach you where to get the best credit report and credit score (for free). 
Or, when you join the Credit Rebuilder Program we will help you pull your credit report for free. Upgrade to the Credit Rebuilder Program and Start Today

Yes, our program works faster with people with no credit. From a lender’s perspective, no credit is just as bad as poor credit, so you should start building your credit using the strategies we suggest in the videos. Your score will go up faster than it would if you had a low credit score.

In general, you should have a 720 credit score in 12 to 24 months, but this depends on what your score is right now, and how quickly you can implement the steps. If your score is currently 650, you will have a 720 credit score much faster than if you have a 500.
Regardless, you will start saving money at each credit milestone. For instance, if your score is 550, you can refinance when your score hits 620, and again when it hits 680, and again when it hits 720 and 750.

A 720 credit score is the lowest score you need to ensure great rates.

This self-directed course is available to students who have completed Courses 1 and 2. Otherwise, it is available as part of the Credit Rebuilder Program.
Upgrade to the Credit Rebuilder Program and Start Today
For best results, you should start 7 Steps to a 720 Credit Score as soon as your bankruptcy is discharged (Chapter 7) or confirmed (Chapter 13). As such, we will enroll you 30 days after you have completed Course #2. This gives your attorney and the bankruptcy courts time to process your bankruptcy.
Upgrade to the Credit Rebuilder Program and Start Today