Evergreen Financial Counseling seeks to empower and uplift individuals through quality financial counseling and education.
We believe every person is priceless.
Through empathy and education, we help individuals rebuild confidence and achieve financial empowerment.
Meet our respected team restoring confidence and financial freedom.
Philip Tirone is a marketing expert and the architect who connected 720 System Strategies, 7 Steps to a 720 Credit Score, and Evergreen Financial Counseling into a pathway that serves both attorneys and consumers. As the author of the 7 Steps to a 720 Credit Score program, Philip gives firms a proven way to help clients rebuild their credit score after bankruptcy. As the founder of 720 System Strategies, he turned that education into a complete marketing and intake engine. Through Evergreen Financial Counseling, he focused on the need for compassionate guidance during and after a bankruptcy case. Together, these pieces help people connect the dots from debt to financial freedom.
Kelly Overton is a business development executive with deep experience in sales strategy, account management, and client success. She has built new customer pipelines, trained sales teams, and delivered record growth in prior roles with the Better Business Bureau. Earlier, she spent a decade developing attorney and client relationships at Debt Education & Certification. At Evergreen, Kelly pairs operational know-how with genuine compassion for people in financial stress. She leads with empathy, listens for what families need, and shapes outreach that treats every person with dignity while moving them toward real help. Her steady presence strengthens both community trust and day-to-day execution.
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Sean Mawhinney brings legal and fintech expertise to Evergreen. He leads Invoygo, a company that helps law firms access compliant funding and data solutions, and previously served as president of BK Billing. Earlier in his career, Sean practiced law and guided clients through Chapter 7 and Chapter 13 matters. His background spans consumer protection, firm management, and building tools that expand access to legal services.
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Rebecca Synder founded Evergreen Financial Counseling in 2007 and led the nonprofit for fourteen years before shifting to compliance in 2023. She wrote Evergreen’s original counseling curriculum and helped deliver courses to more than 100,000 students nationwide. She oversees regulatory submissions, supports audits, and brings historical knowledge that strengthens Evergreen’s quality controls. She is a clinical social work associate trained in EMDR.
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Jonas Ash leads Ash Auto Group BK, a national automotive brand serving bankruptcy clients in more than forty states. He previously held executive roles at Oracle and Cerner focused on revenue cycle operations and large-scale system implementations. Jonas pairs growth leadership with operational rigor and holds an MBA in Finance from the University of Nebraska.
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Natalie Fleurat is a credit and consumer education specialist who helps people rebuild their credit after financial hardship. She helped build the online education platform at 720 Credit Score, managed budgets and operations, and supported a network of bankruptcy attorneys with client education and follow-up systems. Her work blends curriculum design, CRM stewardship, and practical guidance that improves client outcomes.
Read MoreApproved by the U.S. Trustees Office in all jurisdictions except for North Carolina and Alabama. Approved to issue certificates evidencing completion of credit counseling and personal financial management courses in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services.
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At Evergreen Financial Counseling, we believe education is the foundation of opportunity. That’s why we are proud to donate a portion of our proceeds to Sunrise Rural Dwellers, an organization dedicated to empowering communities in Uvuru, a community in Uzo Uwani Local Government Area of Enugu State, Nigeria. One of its key initiatives is helping children access education by covering school fees that many families cannot afford.
As part of our mission of empowering people through education, Evergreen Financial Counseling is helping send 400 children in Uvuru attend school, providing them with opportunities to learn, grow, and build brighter futures.
Nigeria has no public education systems. Instead, families have to pay monthly to send their children to school—a cost that is out of reach for many families.
If a husband dies, his property often passes to his family—usually his parents or male relatives—leaving the widow without resources. Education becomes an impossible dream for many of these children.
