Your path to financial recovery!
Credit Counseling, Debtor Education, and Credit Rebuilding.

Required
Course #1: Pre-Filing Credit Counseling
This course will help you explore your options for getting out of debt. If you decide to file for bankruptcy, it also fulfills the required pre-filing credit counseling and is approved by the U.S. Trustee Program.

Required
Course #2: Post-Bankruptcy Debtor Education
You’ll take this course after you file for bankruptcy—your attorney will tell you when it’s time. But you’re welcome to sign up now so you’re ready to go. And remember, you must take this course through Evergreen to receive the free BONUS course, 7 Steps to a 720 Credit Score.

Claim your gift!
Bonus Course: 7 Steps to a 720 Credit Score
This bonus self-directed course is available for free to students who have completed Course 2 through Evergreen Financial Counseling. You’ll be enrolled 30 days after completing Course #2.
Think Bankruptcy Will Destroy Your Credit? It Won't!
Most people believe filing bankruptcy ruins your credit for 7–10 years. But that’s not true. In fact, many people see their credit score start to rise within months … if they follow the right steps. In our free guide, the Three-Day Strategy for Rebuilding Your Credit Score After Bankruptcy, we’ll show you exactly what those steps are.
You’ll also get straightforward answers to the questions weighing on your mind:
- “How can I repay my debt?“
- “What will happen to my credit score?”
- “Are my wages going to be garnished?”
- “What will my family and friends think?”
Why Evergreen?
Evergreen Is a Leading Provider of Comprehensive Credit Counseling Services
Our core values of honesty, integrity, excellence, and compassion drive everything we do. These values define our culture, guide our actions, and fuel our commitment to delivering the highest level of service to our valued clients. We believe that by embodying these core values, we can make a meaningful difference in the lives of our clients and help them achieve their financial goals with confidence and integrity.

Client Reviews

Great presentation and options for those dealing with financial problems.

There were a bunch of interesting information from this course that really hit home thank you.

Very good course. We learned a lot about budgets, credit and keeping track of spending.

Unexpectedly good, informative review of possible avenues… Very appropriate.

I was very glad to hear the teacher speak on encouragement. No matter what you go through you are still a valuable person. That made me feel so good!!.

The information was very useful and informational. It helps to understand the ways your spending plan can affect you on a daily basis.
Making a Global Impact Through Education
At Evergreen Financial Counseling, we believe education is the foundation of opportunity. That’s why we are proud to donate a portion of our proceeds to Sunrise Rural Dwellers, an organization dedicated to empowering communities in Uvuru, a community in Uzo Uwani Local Government Area of Enugu State, Nigeria. One of its key initiatives is helping children access education by covering school fees that many families cannot afford.
As part of our mission of empowering people through education, Evergreen Financial Counseling is helping send 400 children in Uvuru attend school, providing them with opportunities to learn, grow, and build brighter futures.
Here’s why this matters:
Nigeria has no public education systems. Instead, families have to pay monthly to send their children to school—a cost that is out of reach for many families
If a husband dies, his property often passes to his family—usually his parents or male relatives—leaving the widow without resources. Education becomes an impossible dream for many of these children.
When you choose Evergreen, you help change that.
Evergreen starts by helping you complete your bankruptcy requirements, but we don’t stop there. As part of our commitment to education, we enroll you in 7 Steps to a 720 Credit Score—for free—so you can rebuild your financial future with confidence.
And we take it even further, reaching across the globe to help educate children in need. Your decision to work with us is making a lasting impact, not just in your life but in the lives of hundreds of children gaining access to education and opportunity

Frequently Asked Questions
What is my username and password?
If you have registered with Evergreen in the past, simply enter the username and password you created the first time you logged in. If you are a new Evergreen student, select which class you would like to take from the home page, and follow the prompts for registration.
What if I forget my password?
Click the “Forgot Password?” link below the login box on the homepage. Enter your email and follow the prompts.
Will my spouse and I have separate usernames and passwords?
Will my attorney receive a copy of my certificate?
When will I get my certificate?
After you have finished your course, a counselor will generate your certificate of completion, upload it to your account, and email it to you. You can also log into your account to download your certificate at any time.
If you are in an emergency and need help finding your certificate, feel free to call us at 1(800) 581-3513 and we’ll expedite your certificate.