Resources for Your Financial Comeback
Too often, people struggling with financial hardship are told what they can’t do. They hear they can’t get a car loan, can’t buy a home, can’t rebuild after a setback.
But we know the truth: you can.
Whether you’re facing debt, considering bankruptcy, or working to rebuild your credit, we believe in you. Our goal is simple: to guide you from financial distress to financial stability—and then beyond. Because stability isn’t the finish line. Our hope is that you build wealth.

HOW WE HELP
In addition to our credit counseling and debtor-education classes, Evergreen Financial Counseling provides expert guidance in:
- Credit Education
Understand your financial picture and explore your options for getting out of debt with the Credit Rebuilder Program.
Plus, all students who complete the debtor-education course through Evergreen will be enrolled free of charge in 7 Steps to a 720 Credit Score, courtesy of your attorney.
7 Steps to a 720 Credit Score :
As part of your enrollment in 7 Steps to a 720 Credit Score, the 7 Steps team will connect you with a law firm who will review your credit report for free. If they find errors, the law firm will help you dispute the errors—and they may even represent you if your rights have been violated under the Fair Credit Reporting Act, a set of laws that protects debtors’ credit reports.
This is all included in your 7 Steps enrollment.Note: Credit report reviews are facilitated through participating law firms and may not be available in all cases. If you haven’t been enrolled and would like to be, click here to request enrollment.
- Automobile Education
Learn how to buy a car responsibly, even after bankruptcy. Know what lenders look for and how to get the best deal.
Chapter 7 Bankruptcy
If you need a vehicle after a Chapter 7 bankruptcy and aren’t sure how bankruptcy affects your options, check out this video.
Chapter 7 Bankruptcy
If you need a vehicle after a Chapter 7 bankruptcy and aren’t sure how bankruptcy affects your options, check out this video.
WATCH & LEARN VIDEO RESOURCES
We know financial struggles can feel overwhelming. That’s why we’ve created video resources to break down key topics in a way that’s easy to understand. Whether you’re recovering from bankruptcy, worried about debt, or trying to plan your next financial step, these videos are here to help.
Will Bankruptcy Eliminate All Your Debt?
Bankruptcy doesn’t mean you can’t get a car—it means you need the right strategy.A common misconception is that once you file for bankruptcy, lenders won’t work with you. The truth? Filing for bankruptcy doesn’t have to be a roadblock in the way of buying a new car.
How to Buy a Car DURING Chapter 7 Bankruptcy (and Where to Get It)
Bankruptcy doesn’t mean you can’t get a car—it means you need the right strategy.A common misconception is that once you file for bankruptcy, lenders won’t work with you. The truth? Filing for bankruptcy doesn’t have to be a roadblock in the way of buying a new car.
How to Buy a Car DURING Chapter 7 Bankruptcy (and Where to Get It)
Bankruptcy doesn’t mean you can’t get a car—it means you need the right strategy.A common misconception is that once you file for bankruptcy, lenders won’t work with you. The truth? Filing for bankruptcy doesn’t have to be a roadblock in the way of buying a new car.
DETERMINE YOUR NEXT STEP
Financial hardship doesn’t define you. What you do next does.
At Evergreen Financial Counseling, we’re here to help you move forward with confidence. Whether you need education, guidance, or professional connections, we’ve got your back.
The right next step depends on where you are in your wealth-building journey.
Start by taking the credit-counseling course, which will help you explore your options for eliminating debt so that you can build wealth.
Your next step is to determine whether you qualify for bankruptcy. We can connect you with a professional who can conduct a free debt analysis to see if you qualify for bankruptcy.
Your next step is to take the debtor-education course.
Great. You’ll be enrolled in 7 Steps to a 720 Credit Score approximately 30 days after completing the debtor-education course.
Or, you can enroll in the Credit Rebuilder Program and start today.
Great. We’ll connect you with a professional who can educate you on your options.
Do you need to learn more about budgeting? If so, take our debtor-education course.
Fantastic. Your next step is to start learning about building your wealth. Here are some resources to get you started.