I visited Ash Auto Group in Phoenix to see how a dealership built for bankruptcy clients actually operates. The space used to be a mechanic shop. Now it is a reconditioning hub where each vehicle gets inspected, repaired, and road-ready before it is listed. They ship hundreds of cars a month to recent filers around the country, pair every sale with a 2-year or 36,000-mile warranty and gap insurance, and carry everything from family SUVs and Jeeps to BMWs, Mercedes, and Teslas. The goal is simple: Treat bankruptcy clients like valued customers and send them a car that supports their restart.
Check out the video, or keep reading for some Q&As.
Frequently Asked Questions
- Do all vehicles go to people who filed or are filing bankruptcy?
- What does reconditioning include before the car is listed?
- What kind of warranty comes with the car?
- Why include gap insurance?
- Do bankruptcy clients really get brands like Mercedes, BMW, and Tesla?
- Are EVs part of the lineup for people worried about gas costs?
- What if I need space for kids or car seats?
- How many states do they serve and how does shipping work?
- How is this different from a typical buy-here-pay-here lot?
- What should I have ready before I talk to financing?
FAQ: Do all vehicles go to people who filed or are filing bankruptcy?
Yes. Ash Auto Group focuses on serving consumer bankruptcy clients. Every car on the lot is selected and prepared with those buyers in mind.
FAQ: What does reconditioning include before the car is listed?
Technicians inspect systems, fix anything that could become an issue, and complete maintenance so the car arrives road-ready. The point is to reduce day-one surprises for buyers who are rebuilding.
FAQ: What kind of warranty comes with the car?
Each vehicle includes a 2-year or 36,000-mile warranty, which covers many repair needs during the early ownership period. That safety net matters when budgets are tight.
FAQ: Why include gap insurance?
Gap insurance covers the difference between what you owe and what the insurer pays if the car is totaled or stolen. It protects the restart you are trying to build.
FAQ: Do bankruptcy clients really get brands like Mercedes, BMW, and Tesla?
Approval depends on the bank and the buyer’s budget, but yes, those vehicles are in inventory. Ash keeps a range of price points so people can match payment to need.
FAQ: Are EVs part of the lineup for people worried about gas costs?
Yes. Model 3 and Model Y are common, and falling prices have made EVs more reachable. For some buyers, lower fueling and maintenance costs help the monthly math.
FAQ: What if I need space for kids or car seats?
They stock many midsize and third-row SUVs for bigger families. Buyers up north often choose Jeeps for winter, while warmer-weather buyers like removable-top options.
FAQ: How many states do they serve and how does shipping work?
They ship to more than 40 states. Cars are prepped, paperwork is coordinated, and the vehicle arrives fully maintained so you can drive right away.
FAQ: How is this different from a typical buy-here-pay-here lot?
The experience aims for a higher standard. Cars are selectively purchased, reconditioned, and backed by a warranty and gap coverage, with a customer service model built for people who filed bankruptcy.
FAQ: What should I have ready before I talk to financing?
Be prepared with your driver’s license, proof of income, proof of residence, and insurance details. Having a clear target payment helps the team recommend realistic options.
Disclaimer: The content on this blog is for informational and educational purposes only and does not constitute legal or financial advice. Watching our videos and reading our blogs does not create an attorney-client relationship. Always consult a licensed bankruptcy attorney or financial professional about your situation.
