How To Buy A Car After Chapter 7 — Inside a Bankruptcy-Only Dealership

Here is the most important information to remember from this article:

  • Ash Auto Group works exclusively with bankruptcy clients and ships hundreds of vehicles every month to more than 40 states.
  • Every vehicle is fully reconditioned before delivery and comes with a 2-year, 36,000-mile warranty along with GAP coverage.
  • The inventory includes practical family SUVs, Jeeps suited for winter states, compact options such as Mini Coopers, and even Teslas and select luxury models.
  • Approvals depend on each lender’s specific guidelines, allowing many clients to qualify even shortly after filing bankruptcy.

In this episode, we tour Ash Auto Group, a bankruptcy-only car dealership in Phoenix, to see how they prep, protect, and ship cars to people who have filed bankruptcy. Their focus is simple: dependable vehicles, clear approvals, strong warranties, and a high-touch experience that respects clients who are rebuilding.

Click here to schedule a consultation with this bankruptcy-only dealership. Then, watch the video and check out the FAQs.

Frequently Asked Questions

  1. Do you really sell only to bankruptcy clients?
  2. What kinds of vehicles are available?
  3. How are the cars prepared before shipping?
  4. What protection comes with the purchase?
  5. Can I get a Tesla or a Mercedes after bankruptcy?
  6. I have kids. Do you keep family-friendly options in stock?
  7. I live far away. Do you ship to my state?
  8. What will the bank look at to approve me?
  9. What if something comes up after the car arrives?
  10. Why buy now instead of waiting a year?



FAQ: Do you really sell only to bankruptcy clients?

Yes. Ash Auto Group is set up specifically for people who have filed bankruptcy. The team works with lenders who understand these files and structure approvals accordingly.

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FAQ: What kinds of vehicles are available?

A wide range of vehicles is available, from compact cars and sedans to midsize and third-row SUVs, Jeeps for winter states, and EVs like Tesla Model 3 and Model Y. Select luxury options appear when the price and lender approval make sense. Inventory changes often, so ask for current choices in your budget.

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FAQ: How are the cars prepared before shipping?

Each vehicle goes through a reconditioning process at the Phoenix facility. Anything that could become an issue is addressed before the car is listed and shipped. The goal is to have the car arrive fully maintained and ready to drive.

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Click here to schedule a consultation with this bankruptcy-only dealership.


FAQ: What protection comes with the purchase?

Every car includes a 2-year, 36,000-mile warranty and GAP insurance. The warranty helps with covered repairs after delivery, and GAP helps if a total loss leaves a balance higher than insurance pays.

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FAQ: Can I get a Tesla or a Mercedes after bankruptcy?

It depends on price and lender approval. Clients have qualified for Teslas and some luxury models when the numbers work. Approval is case by case, so your income, down payment, and overall file matter.

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FAQ: I have kids. Do you keep family-friendly options in stock?

Yes. Midsize and third-row SUVs are popular and Ash tries to keep them available. These can be harder to source, so ask early and be ready to move when the right fit shows up.

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FAQ: I live far away. Do you ship to my state?

Ash ships to more than 40 states. They will coordinate delivery so the car arrives ready to go. Ask for timelines and delivery costs for your location.

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FAQ: What will the bank look at to approve me?

Lenders review income, stability, budget, and the specific vehicle price. Approvals and rates vary by lender. Bring recent pay stubs, proof of residence, and your driver’s license so the team can move quickly.

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FAQ: What if something comes up after the car arrives?

Contact Ash and use the warranty process right away. The car was reconditioned before sale, but if an issue appears, the warranty and their support team are there to help.

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FAQ: Why buy now instead of waiting a year?

Reliable transportation supports work and family life, and on-time auto payments help rebuild credit. If the payment fits your budget and the car meets your needs, starting now can speed up your recovery.

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Click here to schedule a consultation with this bankruptcy-only dealership.


FAQs

Have questions or need more info? Please read the most frequently asked questions below.