A Fast Path to Great Credit
Without doing anything else, your credit score will improve—perhaps as much as 140 points—simply by joining this program.
Month-to-Month Committment, Cancel Anytime.
720 Credit Score Guaranteed!
Your credit score will improve simply by joining this program.
1
Your payments for this program are reported as an installment line of credit and have the same positive impact on your credit score as on-time car payments.
2
Correcting errors will significantly increase your credit score. And, better yet, if the creditors or credit bureaus are violating your rights with respect to the errors on your credit report, you might be eligible for financial compensation, in which case we will provide free legal support and fight for your rights.
Unlock Better Credit Today!
Designed for people who want fast results.
- Your on-time payments improve your credit score. (often within 6 months)
- A 720 credit score is guaranteed within 24 months.
- We remove all errors from your credit report.
Plus, you will receive:
- Free Fair Credit Reporting legal counsel
- Free debt analysis
- Free access to our credit-education program
Questions? Call us!
$39/month
+$99 set-up fee
Cancel Anytime
7 Steps to a 720 Credit Score
Do it yourself
Upon completion of Courses 1 and 2
One-time review of your credit report
Enrollment into the DIY version of 7 Steps to a 720 Credit Score
Support during monthly Q&A credit education sessions
Automatic enrollment 30 days after completing Course #2
Credit Rebuilder Program Upgrade.
Our upgrade
A 720 credit score is guaranteed by month 24, and you might see results as early as 6 months.
Your payments are reported as "in good standing" to the credit bureaus (a potential 80 gain!)
Free debt analysis
Involuntary unemployment protection
Unlimited Full Platinum Credit Report Review: We remove all errors from your credit report (a potential 60 point increase). PLUS, we will assist you with future errors.
Priority legal counsel when necessary.
We review for violations of the Fair Credit Reporting Act and, when appropriate, file a lawsuit on your behalf.
We review for violations of the Fair Debt Collections Act and, when appropriate, file a lawsuit on your behalf.
We review for violations of the Fair Credit Billing Act and, when appropriate, file a lawsuit on your behalf.
Is your bankruptcy being reported correctly? If not, we will provide legal support.
Lifetime access to 7 Steps to a 720 Credit Score
Priority support during monthly Q&A credit education sessions
$39/month for 24 months Or, cancel when you reach your credit-score goal. $99 setup fee
More Reasons to Enroll in the Credit Rebuilder Program
No Credit Checks
Everyone is approved, so you can start your journey to better credit without worrying about your current credit score impacting eligibility.
Priority Support
You will receive top-tier support and priority access to credit experts during monthly Q&A sessions.
Risk-Free Guarantee
The Credit Rebuilder Program is backed by a guarantee. Plus, we never report late payments, so your membership is risk-free.
Involuntary Unemployment Protection
Continue your membership without disruption, even during periods of unexpected unemployment.
Legal and Consumer Protection
If lenders or credit bureaus have broken laws in collecting or reporting your debt, you will receive free legal advice and consumer protection counsel. In fact, if any laws have been broken, our attorneys may help you receive financial compensation.
Lifetime Access and Updates
The 7 Steps to a 720 Credit Education Course included in your membership breaks down the exact rules for building a high credit score in just 12 to 24 months.
What Will a Higher Credit Score Do for You?
So far, my credit score has increased at least 100 points; I purchased a car, and I got three credit cards!
Two years after my bankruptcy, my credit scores are 712 and 709! Now, I have two credit cards with $1,000 limits.
At first I was a bit skeptical about the course, but my score increased about 150 points, and my credit card limits all went up.to 735!
I was able to raise my credit score by 150 points within 3 months of filing bankruptcy!
This year I bought a new car with no down payment or co-signer, all because of my credit score!
After my bankruptcy in March of 2019, my credit score jumped to 735!
I didn’t know anything about the credit system, but when I filed my third bankruptcy, my attorney made me join this program. Now, my credit score is right around 720, and I no longer feel helpless and ashamed. I encourage anybody who has had a history of problems with their money to GET EDUCATED!
With a credit score of 780 just five years after my bankruptcy, I closed on my first home: A three-bedroom rambler on seven acres with enough room for my dog and my horse. It’s an amazing feeling, and something I thought would never happen, but it did. It never would have happened without the help of the 720 credit score program.
Frequently Asked Questions
What is your guarantee?
If you follow the program as outlined, and your score doesn’t reach 720 within two years, you’ll get a full refund. Learn more here.
When will my payment be reported to the credit bureaus?
When will my credit score start to increase?
I’m confused: The program says it’s month-to-month, but it also says that it is 24 months. Which one is it?
Where can I pull my credit report?
When will my enrollment into 7 Steps to a 720 Credit Score begin?
What if I am already enrolled in 7 Steps to a 720 Credit Score?
What if there are two people in my family who would like to enroll?
Each person will need to sign up individually.receive all the other benefits of the Credit Rebuilder Program.
Will the payments be automatically deducted from my account?
Yes. When you completed the agreement, you will enter your payment information. We set up the automatic payments from our end so you do not have to worry about making your payments on time.
What is the interest rate?
The interest rate on this program is 0%.
Will my credit be pulled for this program?
No, we will not pull your credit. 100% of our clients will be approved, regardless of their credit score or income.
What if I already have an installment account in good standing on my credit report?
If you already have an installment account being reported to your credit report, then you may not need this program. To help you decide, consider these questions: Is your existing installment account in good standing? Is your credit score improving as fast as you want it to? Will this payment cause a financial hardship for you? If you answered yes to any of these questions (and particularly the last one) please do not enroll unless you are in need of the other membership benefits!
When will I receive my loan?
This is not a loan. You will not receive any money by joining this program. By enrolling in the Credit Rebuilding Program, you will pay a monthly fee in exchange for: 1) Lifetime access to 7 Steps to a 720 Credit Score; 2) Priority access to our monthly Q&A calls; 3) Qualified legal support and counseling; 4) Platinum review of your credit report; 5) Unemployment benefits (if qualified); and 6) Debt analysis. Your monthly payment will be reported to the credit bureaus as an installment account.
Call 800-720-6886